When pet owners first start exploring insurance options for their dog or cat, it’s typical to feel puzzled by all the new information at hand. While the basic terms and principles of health insurance apply here, there are many different variables that impact a decision.
That’s why one of the most helpful things to do is compare two pet insurance providers side by side and see how they vary in terms of features and offerings. This lets owners see what they’re really getting for their money, and answering key questions without researching aimlessly.
In this article, let’s compare Spot Pet Insurance to Embrace Pet Insurance and list out the eight reasons why Spot is the better choice for all pet owners.
- No Limits or Restrictions
Every pet has a different story, and owners shouldn’t be excluded from the opportunity to get pet insurance based on variables outside their control.
Many pet insurance companies, including Embrace, have upper limits, typically around the age of 14. If you want to insure your dog or cat at that age or above, Spot Pet Insurance allows you to do that. Spot also doesn’t limit offerings based on the health of your pet.
Monthly premiums may be a bit higher for older pets and those with existing conditions, but you can still get all the benefits of pet insurance that offer peace of mind.
- Dietary Supplements Available
Dogs and cats need their vitamins, too! Veterinary studies repeatedly show that supplements make a difference in the quality of life for pets of all backgrounds, helping them combat disease, maintain cardiovascular and respiratory health, and more.
Spot Pet Insurance believes that supplements should be readily accessible for pet owners as a simple add-on to your monthly insurance plan. Embrace doesn’t include this in its offerings.
- Microchips Included
More pet owners are implanting microchips to better track their pets in a digital world. The process is quick and easy, but not all pet insurance companies include this as part of their coverage.
With Spot, microchipping is part of all core plans, setting it apart from competitors like Embrace. This gives pet parents an added sense of security in the event that their dog or cat gets lost.
- Alternative Therapy Options
Sometimes, the alternative approach to health is better than standard medicinal methods or pharmaceuticals. Dogs and cats can benefit from therapies like chiropractic’s, massage therapy, acupressure, acupuncture, and more.
These methods are meant to jump-start the natural healing processes in the body rather than aggressively target the source of illness. Many pet owners prefer this as a first option before exploring more serious tactics.
Spot Pet Insurance is one of the few providers that believes in alternative therapies and gives owners the option of adding it to their plan.
- Better Multi-Pet Discounts
The more pets you own, the better your rates should be, according to Spot Pet Insurance. No matter where you live, you can get a 10% multi-pet discount, which can add up to big savings over time.
Embrace, on the other hand, only offers a 5% discount in many states. You can run the numbers to see how much you can save from this simple difference alone.
- Wellness Coverage and Preventive Care
Smart pet owners are forward-thinking, and preventive care is of equal importance to accident and illness coverage. Wellness coverage should therefore be a key component to any pet insurance plan, and Spot offers some of the best in the game.
This includes things like annual checkups, dental exams, vaccinations, and other preventive practices that can benefit your pet in the short and long term.
Wellness coverage shouldn’t need to be a separate policy, nor should it significantly add to your costs as a pet owner. Spot allows you to add this coverage in a seamless way, no matter your starting point.
- Higher U.S. News Rating
Consumer reporting agencies like U.S. News are some of the most trusted in the business, and customers take their opinions seriously with financial and insurance products.
According to the agency, Spot Pet Insurance has a rating of 4.1 out of 5, compared to 3.9 awarded to Embrace. When it comes to protecting your pet, why go for the lesser option?
- More Customer Satisfaction
The web is filled with user reviews for both Spot and Embrace pet insurance brands. Spot is the clear favorite in many cases, as users praise the service, the mobile app, and customer-friendly features.
After all, the customer is you, the pet owner. If your pet is healthy and your experience is smooth, you can’t ask for much more.
Pet Insurance Done Right
When comparing Spot Pet Insurance Vs. Embrace Pet Insurance, the winner is clear cut. Begin your Spot policy today and get the service you and your pet deserve.